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Business Loans – Secured & Unsecured

At Devvrat Capital Private Limited, we understand the practical challenges faced by entrepreneurs and business owners when it comes to timely access to credit. Especially in cities like Mumbai and Pune, where markets are dynamic and working capital cycles are critical, our goal is to offer flexible and reliable business loan solutions that are designed around the real needs of Indian businesses.

Loan Solutions Designed For Businesses

We offer both Secured and Unsecured Business Loans, ensuring that whether you have collateral or not, you can still access funds to grow your enterprise.

Secured Business Loans

These loans are backed by collateral such as residential or commercial property, industrial units, or land parcels.

  • Loan Amount: ₹5 lakhs to ₹2 crore (and above in select cases)
  • Loan Tenure: Up to 5 years
  • Rate of Interest: Starting from 10% to 16% p.a.
  • LTV (Loan to Value): Up to 70% of the property's market value
  • Security: Property mortgage or asset-backed collateral

Why We Offer It:

In our experience, many business owners in Mumbai and Pune are asset-rich but liquidity-constrained. By providing loans against property, we are helping them unlock the value of their assets to manage working capital, purchase inventory, or expand operations—without needing to sell or dilute ownership. This product also allows us to offer lower interest rates and longer repayment cycles.

Unsecured Business Loans

These are loans provided without any collateral, based purely on the borrower’s financials, creditworthiness, and banking profile.

  • Loan Amount: ₹5 lakh to ₹40 lakhs
  • Loan Tenure: 3 to 5 years
  • Rate of Interest: Between 14% to 24% p.a., depending on profile
  • Security: Not required
  • Repayment: Monthly EMIs via NACH or post-dated cheques

Why We Offer It:

Many small business owners—especially first-generation entrepreneurs, self-employed professionals, and service providers—may not always have tangible assets to offer as security. For such borrowers, our unsecured loan model is a practical solution. It helps them meet immediate business needs like purchasing stock, upgrading equipment, or managing payroll, without complex paperwork or long delays.

Why Businesses Choose Devvrat Capital

We focus on providing practical financial solutions that match the real business environment of modern Indian markets. Our approach combines flexibility, faster processing, and customized funding options to help entrepreneurs manage growth, working capital, and expansion efficiently.

Quick Processing

Fast approvals and streamlined documentation process for businesses.

Business Growth

Flexible funding support for expansion, inventory, and operational needs.

Reliable Support

Transparent loan structures with practical repayment options.

Entrepreneur Focused

Designed to support SMEs, professionals, and first-generation business owners.

Empowering Businesses With Smart Financial Solutions

Whether you need a secured loan backed by assets or an unsecured loan based on your financial profile, Devvrat Capital Private Limited is committed to helping businesses access the right funding at the right time.

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