Loan Against Residential Property

Ideal for professionals, self-employed individuals, and small business owners who want to raise capital using their self occupied or rented residential property.

• Loan Amount: ₹5 lakhs to ₹5 crore+
• Tenure: Up to 5 years
• Rate of Interest: Competitive ROI ranging from 12% to 20% p.a.
• LTV (Loan-to-Value): Up to 70% of current market value
• Repayment Mode: Monthly EMIs
• Security: Clear-title residential property located in city limits

Why This Product?

We’ve seen that many genuine borrowers have idle residential assets that can be monetized to fund business expansion, working capital, or even personal emergencies. LAP provides liquidity with security, offering lower interest rates than unsecured loans, while ensuring borrowers retain full property ownership.

At Devvrat Capital, our LAP products reflect our core belief:

“Finance should support ownership—not replace it.”

Whether you are a first-time borrower or a seasoned professional, our team ensures smooth processing, accurate property valuation, and transparent loan terms—making LAP a practical and stress-free funding option for today’s asset conscious Indian borrower.

Loan Against Commercial Property

Ideal for self-employed individuals and business (SME & MSME )owners who want to raise capital using their self-occupied or rented commercial property.

• Loan Amount: ₹5 lakhs to ₹5 crore+
• Tenure: Up to 5 years
• Rate of Interest: Competitive ROI ranging from 14% to 20% p.a.
• LTV (Loan-to-Value): Up to 50% of current market value.
• Repayment Mode: Monthly EMIs
• Security: Clear-title Commercial property located in city limits